Here’s the scenario… you frantically go into a pocket pat-down dance searching for your shiny, new smartphone. Sadly, the device is gone. What’s even worse is that you just got the device thanks to your once-every-two-years upgrade from your carrier and you still owe about $500 on your tab! Don’t panic though as I’m sure you likely had it protected thanks to some of the many services that protect smartphone users from accidental loss or theft. The following are some of the must-be-familiar with services that are available for Android and iOS mobile device users.